Your Step-by-Step Guide to Buying a Home

Buying your first home is an exciting journey, but it can also feel overwhelming, especially with so many details to consider. If you're thinking about buying a home in Barrie, Simcoe County, or anywhere in Ontario, it’s important to understand the process and have the right tools to guide you. Our step-by-step guide will help you navigate the real estate market with confidence, whether you're ready to buy now or are planning for the future. From exploring your financing options to finding the perfect property, we’re here to make the process easier for you. 


Smart Programs for First-Time Homebuyers

There are several fantastic programs available for first-time homebuyers in Ontario that can help you save and get into a home faster. For example, the First Home Savings Account (FHSA) allows you to save up to $40,000 tax-free over five years, while the Home Buyers’ Plan lets you withdraw up to $35,000 from your RRSP to put toward your down payment—completely tax-free. The First-Time Home Buyer Incentive can cover 5-10% of your home’s value, and you only have to repay this when you sell. Additionally, don’t miss out on rebates like the Land Transfer Tax Rebate and GST/HST New Housing Rebate, which can help reduce the upfront costs of buying a home.


Maximizing Your Buying Power

These programs make a big difference when it comes to saving for your down payment, but there’s more to consider once you’ve found the home of your dreams. By taking advantage of these real estate tools, you can increase your buying power and ensure a smoother transition into homeownership. Whether you’re looking at a detached home, condo, or townhouse, these programs can help you secure a property within your budget while also helping to reduce the stress of the buying process.


Start Your Homeownership Journey Today


If you’re a first-time buyer, now is the perfect time to start planning your homeownership journey. Whether you’re ready to buy now or are still a few years away, these programs and expert tips can help you get there faster. Make your dream home a reality with the right resources, and stay tuned for more insider advice and updates to guide you through the entire home-buying process. Your journey to owning a home in Barrie, Simcoe County, or Ontario starts here!



Explore These Homes You’ll Love—Perfect Opportunities to Jump into the Real Estate Market!


57 Indian Arrow Rd, Barrie ON  : This updated split-level home, located in Barrie’s exclusive east end, offers 3 spacious bedrooms, a cozy rec room with a fireplace, and a multi-level backyard ideal for entertaining.


185 Dunlop St E #810, Barrie, ON : Discover the luxury of waterfront living at the Lakehouse condo on Kempenfelt Bay! This spacious 1-bed + den, 2-bath suite features breathtaking views and high-end finishes throughout.


 6 Toronto St #408, Barrie, ON : This updated 1,357 sqft condo offers spacious living with high-end finishes, an open layout, and a private balcony overlooking lush greenspace. Enjoy a stylish kitchen, luxurious primary suite, and access to exceptional amenities in a prime location near Kempenfelt Bay and downtown Barrie.


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THE KNOWLES/WOOLSEY TEAM
RE/MAX Hallmark Chay Realty Inc., Brokerage


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Buying your first home is an exciting journey, but it can also feel overwhelming, especially with so many details to consider. If you're thinking about buying a home in Barrie, Simcoe County, or anywhere in Ontario, it’s important to understand the process and have the right tools to guide you. Our step-by-step guide will help you navigate the real estate market with confidence, whether you're ready to buy now or are planning for the future. From exploring your financing options to finding the perfect property, we’re here to make the process easier for you. 


Smart Programs for First-Time Homebuyers

There are several fantastic programs available for first-time homebuyers in Ontario that can help you save and get into a home faster. For example, the First Home Savings Account (FHSA) allows you to save up to $40,000 tax-free over five years, while the Home Buyers’ Plan lets you withdraw up to $35,000 from your RRSP to put toward your down payment—completely tax-free. The First-Time Home Buyer Incentive can cover 5-10% of your home’s value, and you only have to repay this when you sell. Additionally, don’t miss out on rebates like the Land Transfer Tax Rebate and GST/HST New Housing Rebate, which can help reduce the upfront costs of buying a home.


Maximizing Your Buying Power

These programs make a big difference when it comes to saving for your down payment, but there’s more to consider once you’ve found the home of your dreams. By taking advantage of these real estate tools, you can increase your buying power and ensure a smoother transition into homeownership. Whether you’re looking at a detached home, condo, or townhouse, these programs can help you secure a property within your budget while also helping to reduce the stress of the buying process.


Start Your Homeownership Journey Today


If you’re a first-time buyer, now is the perfect time to start planning your homeownership journey. Whether you’re ready to buy now or are still a few years away, these programs and expert tips can help you get there faster. Make your dream home a reality with the right resources, and stay tuned for more insider advice and updates to guide you through the entire home-buying process. Your journey to owning a home in Barrie, Simcoe County, or Ontario starts here!



Explore These Homes You’ll Love—Perfect Opportunities to Jump into the Real Estate Market!


57 Indian Arrow Rd, Barrie ON  : This updated split-level home, located in Barrie’s exclusive east end, offers 3 spacious bedrooms, a cozy rec room with a fireplace, and a multi-level backyard ideal for entertaining.


185 Dunlop St E #810, Barrie, ON : Discover the luxury of waterfront living at the Lakehouse condo on Kempenfelt Bay! This spacious 1-bed + den, 2-bath suite features breathtaking views and high-end finishes throughout.


 6 Toronto St #408, Barrie, ON : This updated 1,357 sqft condo offers spacious living with high-end finishes, an open layout, and a private balcony overlooking lush greenspace. Enjoy a stylish kitchen, luxurious primary suite, and access to exceptional amenities in a prime location near Kempenfelt Bay and downtown Barrie.


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Simcoe County's City of Barrie is one of Canada's fastest growing and dynamic cities. With a population of just under 200,000 Barrie offers its residents easy access to the serenity of Ontario's wilderness and the vibrancy of the GTA. The city's growing population is quite varied, making it home to a mixed bag of diverse cultures.



Barrie grew from the shores of Kempenfelt Bay with the historical town centre located on the edge of its waters. Away from the water, quiet and modern suburban neighbourhoods are situated along Highway 400, which connects Barrie to Toronto. Don't drive? Not an issue as both the Allendale GO Station and the Barrie South GO Station carry commuters south into the GTA with the line terminating at Toronto's Union Station.


 
  

Several parks line beautiful Kempenfelt Bay offering miles of biking, rollerblading and walking trails that pass through Military Heritage Park, Allendale Beach Park, Centennial Beach, the Barrie Marina, onto Johnson's Beach. The route also passes by one of the most iconic structures in Barrie: The Spirit Catcher, a twenty ton, 25-meter-tall steel sculpture. Lake Simcoe also offers many other opportunities for recreation such as fishing (in both the winter and the summer) and boatin


You can find many cultural attractions including the Gryphon Theatre, the MacLaren Art Centre, Grey and Simcoe Foresters Museum, and just outside the city you can take a step back in time at the Simcoe County Museum. Looking for something more exciting? You can take in one of the many restaurants, bars and nightlife in Barrie's downtown or head a little south of Barrie to Georgian Downs to watch the horse races or take your chances at the casino.
  


Barrie is home to the largest hospital in the Simcoe Muskoka region, Royal Victoria Hospital. RVH has been caring for the community since 1897 when the very first four-bed hospital opened in Barrie. In 2012 they opened a $450 million expansion that doubled the size of the building and were awarded Stroke Distinction in 2019. The strategic and continued growth to make RVH a world class facility is an endeavor we whole heartedly and financially support.

Our city is home to a 40,000 square foot state-of-the-art public library, located in Downtown Barrie at the junction of Worsley and Owen Street. Barrie Public Library is open 7 days a week and houses a multimedia collection that serves residents of all ages in the City of Barrie. Alongside usual library services the library also offers free Internet access to patrons, plus a wide variety of adult and children's programs. Information Barrie is a service of the Barrie Public Library, providing information about community groups, agencies, government offices, churches, daycare, schools and more.




The last few years have seen Barrie's population grow substantially as more people started to recognize that the city is the gateway to Lake Huron, the Bruce Peninsula, and Northern Ontario, with The Greater Toronto Area only an hour's drive to the south. Just as it was in its earliest history, Barrie is still situated on the threshold between the woodland and lakeside playgrounds of Ontario's cottage country and the economic heart of Toronto. These factors, among others, make Barrie an ideal place for a family to thrive.





  






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